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Funds availability Policy

Share Draft (Checking) Accounts

At Trans Texas, we have the Checking account you've been looking for! We offer three different options to allow you to select an account that best fits your needs. With competitive rates and great service, what more could you ask for. Come in today to open your new account at Trans Texas!

  • Minimum opening deposit of $50.00 is required for all checking accounts
  • Shares(Savings) membership account is required, with a par share $5.00 minimum balance

Best of Texas

This Account requires a regular (at least monthly) Direct Deposit, and enrollment in Online Banking and E-Statements.

  • No Minimum Balance Requirement
  • No Monthly Service Charge
  • Interest Bearing
  • Free Bill Pay
  • Free Box of Standard Checks (limit 1 per year)

Gold Star

  • $600.00 Minimum Balance Requirement ($4.00 monthly service charge will apply if balance is below $600.00 any time that month)
  • Earns interest on balances over $600.00
  • Free Bill Pay
  • First Box of Checks is Free

Silver Star

  • No Minimum Balance Requirement
  • No Monthly Service Charge, and only $0.15 per Clearing Check
  • Non Interest-bearing
  • Bill Pay available (just $5/month)

FREE Services:

  • Direct Deposit & ACH/EFT Transfers
  • Internal Transfers (Loan Pmts, Savings, Checking, and Overdraft)
  • Notary Public Service (Members)
  • Payroll Deductions
  • Online Banking and Mobile App
  • E-Statements, E-Notices and E-Alerts
  • Bill Pay (Best of Texas & Gold Star)

Additional Services (Fees Apply):

  • Cashiers/Share Checks
  • Debit Card Issuance
  • Stop Payments
  • Wires (Domestic/Foreign)
  • Bill Pay (Silver Star & Savings)
  • Fax/Copy Service
  • Notary Public Service (Non-Members)
  • Value Package (with credit monitoring)

Privacy      Terms

Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (325) 944-3184 for assistance. Products and services available on this website are available at our office located at 3401 Loop 306, San Angelo, Texas.